By Martin Neil Baily, Jacob Funk Kirkegaard
ISBN-10: 0881324256
ISBN-13: 9780881324259
ISBN-10: 1441604308
ISBN-13: 9781441604309
It truly is as a rule approved that Social defense needs to be reformed, yet there's little contract on what can be performed to reform this system. US Pension Reform: classes from different international locations; appears to be like on the social pension reforms of twelve different international locations, assesses the present US Social defense software, and evaluates how those twelve versions tell possibilities for variation of the present procedure. The authors think of governments' present financial balances to be able to contextualize international locations' preliminary monetary liabilities and pension application infrastructure.The ebook concludes with an built-in reform concept for Social safety. those prescriptions recommend concrete plans to handle matters reminiscent of underfunding, merits for high-income contributors and the aged demographic section, in addition to the construction of someone account software. This quantity forges major advances and boldly confronts the problem of reconstructing the united states Social protection software.
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Extra info for US Pension Reform: Lessons from Other Countries
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Our research does not provide clear answers to these questions. Larger contributions—say, 5 percent of wages up to a dollar limit—would increase the size of accounts and lower the ratio of administrative costs relative to contributions. Thus there would be a meaningful increase in national saving and in the funds available at retirement; low- and moderate-income workers would have higher pension benefits; and workers who retire at 62 because of reduced physical or mental capacity would still have enough money for a basic retirement income.
The proposals in Diamond and Orszag 2005), and the Bush administration’s plan also indicated the need to address the problem. This problem is not unique to the United States but is not widespread among advanced countries. Most European countries provide 20. The only country that has used public pension reform as a way to increase national saving is Chile. Latvia, Poland, and Sweden introduced small funded individual accounts as add-ons to their unfunded account programs and these may have increased national saving.
2005. Pensions at a Glance: Public Policies Across the OECD Countries. Presentation at the Organization for Economic Cooperation and Development, Washington, June 17. org. Sartori, Giovanni. 1996. Comparing and Miscomparing. , ed. Roy C. Macridis and Bernard E. Brown. Belmont, MA: Wadsworth Publishing Co. Turner, John. 2005. Administrative Costs for Social Security Private Accounts. Research Report (June). Washington: AARP Public Policy Institute. Whitehouse, Edward, OECD (Organization for Economic Cooperation and Development), and World Bank.
US Pension Reform: Lessons from Other Countries by Martin Neil Baily, Jacob Funk Kirkegaard
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